Financial Services
Toyota Vehicle Service Agreement (VSA) Plans
Click for a video on VSAConsider supplementing your vehicle's factory warranty with a Toyota Extra Care Vehicle Service Agreement (VSA). Our VSAs cover your vehicle's components while providing you with benefits like towing reimbursement.
All our plans have ZERO deductibles available. This means no surprises, no hidden costs and no out of pocket expenses.
The Benefits of Toyota Vehicle Service Agreements
Convenience - When your vehicle needs servicing, take it to any participating Toyota dealer throughout the U.S. and Canada.
Quality - Factory-trained service technicians use the latest diagnostic tools and Genuine Toyota Parts.
Options - Choose coverage and terms (years/miles) that match your needs.
Components - Today's vehicles contain hundreds of components.
Towing, Substitute Transportation, Travel Protection - When the unexpected happens, we've got you covered.
No Paperwork - Toyota pays the dealer directly so you don't have to worry about submitting claims.
Transferability - Sell your vehicle and transfer the plan's remaining coverage to the next owner.
No hidden charges, all our plans have a $0 deductible available.
Toyota Auto Care (TAC) Prepaid Maintenance
Click for a video on TACPremium Plan
Premium coverage makes following the manufacturer's recommended maintenance schedule easy and affordable. Depending on how long you plan to keep your car, choose from coverage terms of two to four years.Premium coverage includes Minor maintenance ever 5,000-miles or 6 months for the term and miles of the plan, including:
- Major maintenance at 15,000-mile, 30,000-mile, or 45,000-mile service intervals (depending on the plan)
- Tire rotations at each service interval
- Service at Predetermined Intervals
At every service interval, Toyota factory-trained technicians will perform the following services:
- Oil and filter changes
- Lubrication of key chassis parts
- 19-point inspection
- Tire rotations
- 24-Hour Roadside Assistance
Premium coverage comes with 24-hour roadside assistance for the full term of your agreement. Toyota Auto Care prepaid maintenance program uses approximately 40,000 towing vehicles nationwide - so you'll get prompt service when you need it most.
This benefit includes the following:**
- Lockout protection
- Flat tire changes
- Jump starts
- Fluid delivery
- Towing for mechanical breakdown and collision recovery
- Other Benefits
- Convenient prepaid maintenance booklet
- Timed service reminders
- Computerized service history
Guaranteed Auto Protection (GAP)
Click for a video on GAPIf you're still making payments on your Toyota, GAP can minimize or even eliminate your financial obligation if your vehicle is declared a total loss. A primary auto insurance settlement is generally based on vehicle market value, which could be less than what you still owe on your finance or lease contract.
So who pays the remainder? You do - unless you have Guaranteed Auto Protection.
Toyota Financial Services’ GAP program is designed to protect you and your family from an unexpected financial burden if your vehicle is declared a total loss from causes such as theft, accident, fire, or flood. GAP will pay the difference (or deficiency) between your vehicle's market value and the balance on your finance or lease contract, including up to $1,000 of your auto insurance deductible (if applicable) in most states.
How GAP Works (for illustrative purposes only):
| Finance or lease contract payoff amount | $23,000 | |
| Minus total auto insurance settlement | -$20,000 | *** |
| $3,000 | ||
| Plus auto insurance deductible | +$1,000 | **** |
| Total out-of-pocket expense | $4,000 | ***** |
| Minus Toyota GAP payment****** | -$4,000 | |
| Total owed to financial institution to pay off finance or lease contract | $0 |
***Total auto insurance settlement before deductible is applied.
****GAP includes up to $1,000 of your auto insurance deductible (if applicable) in most states.
*****Deficiency balance at time of total loss.
******Less any delinquent payments, taxes, and past-due charges. See agreement, certificate, or waiver for complete details. Some restrictions may apply.
*******Type and availability of GAP vary by state. GAP may not be available on finance and lease contracts in some states.
