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Facts

What does St Charles Toyota do with your personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The Types of personal information we collect and share depend on the product or service with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • credit history and credit score

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In this section below, we list the reasons financial companies can share their customer’s perosnal information; the reasons St Charles Toyota chooses to share; and wheather you can limit this sharing.

Reasons We Can Share Your Personal Information Does St Charles Toyota Share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes – to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes – information about your transactions and experiences YES NO
For our affiliates’ everyday business purposes – information about your creditworthiness NO DO NOT SHARE
For our affiliates to market to you NO DO NOT SHARE
For nonaffiliates to market to you NO DO NOT SHARE

Questions?

Call St Charles Toyota (630) 584-6655

Who is providing this notice?

St Charles Toyota

How does St Charles Toyota protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does St Charles Toyota collect my personal information

We collect your personal information, for example, when you

  • apply for financing
  • give us your income information or provide employment information
  • provide account information or give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affilliates’ everyday business purposes-information about your credit worthiness
  • affilliates from using your information to market to you
  • sharing for nonaffilliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related to common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a St Charles Toyota name and financial companies such as dealerships.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • St Charles Toyota does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include finance companies.